Wednesday, January 30, 2008
Today's Tip:  Align Your Billing Cycles

If you are a homeowner, chances are that your monthly mortgage payment is either due on
the 1st or the 15th of the month.  You are so used to the cycle by now that you make sure
that there is enough money to cover the payment.  After all, it's the most important of all of
your monthly payments.

budget if it is on or around the same time frame.  You can call your credit servicing
provider and they can change the date to align with your other outgoing payments.  
Budgeting doesn't have to be an arduous task that takes a half-hour per day.  If you set up
most of your payments so that they are going out on the same day, much of the hassle of
budgeting can be erased.  And then what took time throughout the week can be broken
down to one day of simple budgeting, and then you can get back on track with your life!

Have you downloaded the free budget yet?  Our
free budget spreadsheet is updated for
2008 and features a monthly account tracker and budget form!
My Financial Profile - MyFinPro.com

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