| Today's Tip: Budget the Small Stuff I have a friend that every day goes to Starbucks to start her day off right. To her, not only does the drink wake her up, but it feels like a treat to buy the cappuccino in the morning. For her, it's a few dollars well spent because it puts her in a good mood and helps her get through the day staying upbeat. If you are anything like my friend, then these purchases are so ritual that you probably forget about them. But if this is your everyday habit, or your habit five days a week, then you need to put it in your budget. If every day you pack your lunch, but purchase a soda from the vending machine, it's the same concept. Don't forget to watch every penny! It will help you in the long run! Have you downloaded the free budget yet? Our free budget spreadsheet is updated for 2008 and features a monthly account tracker and budget form! |



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